Living Off Savings Calculator

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How long can you live with $1 000 000,00 in savings by paying yourself $5 000,00 per month?



Initial savings: $1 000 000,00
Interest rate: 6%
Monthly withdrawal: $5 000,00
Annual increase of withdrawal: 2%
Your savings will last for: 23 years 3 months

Initial amount of $1 000 000,00 will enough for 23 years 3 months of retirement. The simulation assumes that you will keep investing with predicted anuual interest rate of 6%.

Monthly withdrawals $5 000,00 will be increased by $2,00% every year to balance the impact of inflation.

The calculation could be described by formula below, see schedule for details.

SAVINGS + INTERESTS - TAX - WITHDRAWAL = CAPITAL LEFT


Month Initial savings + Interests ? - Tax - Withdrawal = Savings left
1 $1 000 000,00 $5 000,00 $750,00 $5 000,00 $999 250,00
2 $999 250,00 $4 996,25 $749,44 $5 100,00 $998 396,81
3 $998 396,81 $4 991,97 $748,79 $5 100,00 $997 539,98
4 $997 539,98 $4 987,69 $748,15 $5 100,00 $996 679,52
5 $996 679,52 $4 983,39 $747,50 $5 100,00 $995 815,41
6 $995 815,41 $4 979,07 $746,87 $5 100,00 $994 947,62
7 $994 947,62 $4 974,73 $746,22 $5 100,00 $994 076,14
8 $994 076,14 $4 970,38 $745,55 $5 100,00 $993 200,96
9 $993 200,96 $4 966,00 $744,89 $5 100,00 $992 322,06
10 $992 322,06 $4 961,60 $744,25 $5 100,00 $991 439,42
11 $991 439,42 $4 957,19 $743,58 $5 100,00 $990 553,04
12 $990 553,04 $4 952,77 $742,91 $5 100,00 $989 662,89
13 $989 662,89 $4 948,31 $742,25 $5 100,00 $988 768,95
14 $988 768,95 $4 943,84 $741,58 $5 202,00 $987 769,21
15 $987 769,21 $4 938,85 $740,83 $5 202,00 $986 765,23
16 $986 765,23 $4 933,82 $740,08 $5 202,00 $985 756,98
17 $985 756,98 $4 928,77 $739,32 $5 202,00 $984 744,44
18 $984 744,44 $4 923,72 $738,55 $5 202,00 $983 727,60
19 $983 727,60 $4 918,64 $737,79 $5 202,00 $982 706,44
20 $982 706,44 $4 913,52 $737,02 $5 202,00 $981 680,94
21 $981 680,94 $4 908,39 $736,25 $5 202,00 $980 651,08
22 $980 651,08 $4 903,26 $735,49 $5 202,00 $979 616,85
23 $979 616,85 $4 898,07 $734,72 $5 202,00 $978 578,21
24 $978 578,21 $4 892,89 $733,94 $5 202,00 $977 535,16
25 $977 535,16 $4 887,68 $733,15 $5 202,00 $976 487,68
26 $976 487,68 $4 882,43 $732,37 $5 306,03 $975 331,71
27 $975 331,71 $4 876,65 $731,50 $5 306,03 $974 170,83
28 $974 170,83 $4 870,85 $730,62 $5 306,03 $973 005,01
29 $973 005,01 $4 865,02 $729,75 $5 306,03 $971 834,24
30 $971 834,24 $4 859,17 $728,87 $5 306,03 $970 658,49
31 $970 658,49 $4 853,28 $728,00 $5 306,03 $969 477,74
32 $969 477,74 $4 847,39 $727,11 $5 306,03 $968 291,98
33 $968 291,98 $4 841,46 $726,22 $5 306,03 $967 101,18
34 $967 101,18 $4 835,51 $725,33 $5 306,03 $965 905,32
35 $965 905,32 $4 829,52 $724,42 $5 306,03 $964 704,38
36 $964 704,38 $4 823,52 $723,52 $5 306,03 $963 498,33
37 $963 498,33 $4 817,48 $722,62 $5 306,03 $962 287,15
38 $962 287,15 $4 811,43 $721,72 $5 412,16 $960 964,71
39 $960 964,71 $4 804,81 $720,73 $5 412,16 $959 636,64
40 $959 636,64 $4 798,18 $719,73 $5 412,16 $958 302,93
41 $958 302,93 $4 791,51 $718,73 $5 412,16 $956 963,55
42 $956 963,55 $4 784,81 $717,73 $5 412,16 $955 618,48
43 $955 618,48 $4 778,09 $716,72 $5 412,16 $954 267,69
44 $954 267,69 $4 771,34 $715,71 $5 412,16 $952 911,16
45 $952 911,16 $4 764,56 $714,69 $5 412,16 $951 548,87
46 $951 548,87 $4 757,73 $713,66 $5 412,16 $950 180,78
47 $950 180,78 $4 750,89 $712,63 $5 412,16 $948 806,88
48 $948 806,88 $4 744,02 $711,61 $5 412,16 $947 427,14
49 $947 427,14 $4 737,14 $710,58 $5 412,16 $946 041,54
50 $946 041,54 $4 730,21 $709,53 $5 520,40 $944 541,80
51 $944 541,80 $4 722,71 $708,40 $5 520,40 $943 035,70
52 $943 035,70 $4 715,18 $707,27 $5 520,40 $941 523,19
53 $941 523,19 $4 707,61 $706,14 $5 520,40 $940 004,26
54 $940 004,26 $4 700,02 $705,00 $5 520,40 $938 478,87
55 $938 478,87 $4 692,39 $703,86 $5 520,40 $936 946,99
56 $936 946,99 $4 684,72 $702,71 $5 520,40 $935 408,61
57 $935 408,61 $4 677,03 $701,55 $5 520,40 $933 863,68
58 $933 863,68 $4 669,31 $700,39 $5 520,40 $932 312,20
59 $932 312,20 $4 661,56 $699,24 $5 520,40 $930 754,12
60 $930 754,12 $4 653,77 $698,07 $5 520,40 $929 189,41
61 $929 189,41 $4 645,94 $696,89 $5 520,40 $927 618,06
62 $927 618,06 $4 638,09 $695,72 $5 630,81 $925 929,62
63 $925 929,62 $4 629,64 $694,45 $5 630,81 $924 234,00
64 $924 234,00 $4 621,17 $693,17 $5 630,81 $922 531,18
65 $922 531,18 $4 612,65 $691,89 $5 630,81 $920 821,13
66 $920 821,13 $4 604,10 $690,62 $5 630,81 $919 103,81
67 $919 103,81 $4 595,52 $689,33 $5 630,81 $917 379,18
68 $917 379,18 $4 586,89 $688,03 $5 630,81 $915 647,23
69 $915 647,23 $4 578,23 $686,74 $5 630,81 $913 907,92
70 $913 907,92 $4 569,53 $685,44 $5 630,81 $912 161,21
71 $912 161,21 $4 560,81 $684,12 $5 630,81 $910 407,08
72 $910 407,08 $4 552,03 $682,80 $5 630,81 $908 645,49
73 $908 645,49 $4 543,22 $681,49 $5 630,81 $906 876,42
74 $906 876,42 $4 534,38 $680,15 $5 743,42 $904 987,21
75 $904 987,21 $4 524,93 $678,75 $5 743,42 $903 089,98
76 $903 089,98 $4 515,44 $677,32 $5 743,42 $901 184,68
77 $901 184,68 $4 505,92 $675,88 $5 743,42 $899 271,28
78 $899 271,28 $4 496,35 $674,46 $5 743,42 $897 349,75
79 $897 349,75 $4 486,75 $673,01 $5 743,42 $895 420,05
80 $895 420,05 $4 477,10 $671,57 $5 743,42 $893 482,15
81 $893 482,15 $4 467,40 $670,12 $5 743,42 $891 536,02
82 $891 536,02 $4 457,68 $668,65 $5 743,42 $889 581,61
83 $889 581,61 $4 447,90 $667,19 $5 743,42 $887 618,90
84 $887 618,90 $4 438,09 $665,72 $5 743,42 $885 647,84
85 $885 647,84 $4 428,23 $664,24 $5 743,42 $883 668,41
86 $883 668,41 $4 418,34 $662,75 $5 858,29 $881 565,70
87 $881 565,70 $4 407,82 $661,17 $5 858,29 $879 454,05
88 $879 454,05 $4 397,27 $659,60 $5 858,29 $877 333,42
89 $877 333,42 $4 386,67 $658,00 $5 858,29 $875 203,78
90 $875 203,78 $4 376,02 $656,40 $5 858,29 $873 065,10
91 $873 065,10 $4 365,32 $654,79 $5 858,29 $870 917,33
92 $870 917,33 $4 354,59 $653,19 $5 858,29 $868 760,43
93 $868 760,43 $4 343,80 $651,58 $5 858,29 $866 594,36
94 $866 594,36 $4 332,97 $649,95 $5 858,29 $864 419,08
95 $864 419,08 $4 322,10 $648,32 $5 858,29 $862 234,56
96 $862 234,56 $4 311,17 $646,67 $5 858,29 $860 040,76
97 $860 040,76 $4 300,19 $645,02 $5 858,29 $857 837,63
98 $857 837,63 $4 289,18 $643,37 $5 975,46 $855 507,98
99 $855 507,98 $4 277,53 $641,63 $5 975,46 $853 168,41
100 $853 168,41 $4 265,84 $639,87 $5 975,46 $850 818,91
101 $850 818,91 $4 254,09 $638,12 $5 975,46 $848 459,42
102 $848 459,42 $4 242,30 $636,35 $5 975,46 $846 089,90
103 $846 089,90 $4 230,44 $634,57 $5 975,46 $843 710,32
104 $843 710,32 $4 218,55 $632,78 $5 975,46 $841 320,62
105 $841 320,62 $4 206,60 $630,99 $5 975,46 $838 920,77
106 $838 920,77 $4 194,60 $629,20 $5 975,46 $836 510,70
107 $836 510,70 $4 182,55 $627,38 $5 975,46 $834 090,40
108 $834 090,40 $4 170,44 $625,57 $5 975,46 $831 659,82
109 $831 659,82 $4 158,30 $623,75 $5 975,46 $829 218,91
110 $829 218,91 $4 146,09 $621,91 $6 094,97 $826 648,10
111 $826 648,10 $4 133,23 $619,99 $6 094,97 $824 066,38
112 $824 066,38 $4 120,32 $618,04 $6 094,97 $821 473,69
113 $821 473,69 $4 107,36 $616,11 $6 094,97 $818 869,98
114 $818 869,98 $4 094,34 $614,15 $6 094,97 $816 255,19
115 $816 255,19 $4 081,28 $612,20 $6 094,97 $813 629,30
116 $813 629,30 $4 068,15 $610,23 $6 094,97 $810 992,25
117 $810 992,25 $4 054,96 $608,25 $6 094,97 $808 343,99
118 $808 343,99 $4 041,71 $606,25 $6 094,97 $805 684,48
119 $805 684,48 $4 028,42 $604,26 $6 094,97 $803 013,65
120 $803 013,65 $4 015,07 $602,26 $6 094,97 $800 331,48
121 $800 331,48 $4 001,65 $600,25 $6 094,97 $797 637,92
122 $797 637,92 $3 988,19 $598,23 $6 216,87 $794 811,01
123 $794 811,01 $3 974,05 $596,11 $6 216,87 $791 972,09
124 $791 972,09 $3 959,86 $593,98 $6 216,87 $789 121,10
125 $789 121,10 $3 945,61 $591,85 $6 216,87 $786 257,98
126 $786 257,98 $3 931,28 $589,70 $6 216,87 $783 382,70
127 $783 382,70 $3 916,90 $587,53 $6 216,87 $780 495,20
128 $780 495,20 $3 902,48 $585,37 $6 216,87 $777 595,43
129 $777 595,43 $3 887,98 $583,20 $6 216,87 $774 683,34
130 $774 683,34 $3 873,42 $581,01 $6 216,87 $771 758,87
131 $771 758,87 $3 858,78 $578,82 $6 216,87 $768 821,96
132 $768 821,96 $3 844,11 $576,62 $6 216,87 $765 872,58
133 $765 872,58 $3 829,36 $574,40 $6 216,87 $762 910,66
134 $762 910,66 $3 814,55 $572,19 $6 341,20 $759 811,81
135 $759 811,81 $3 799,05 $569,86 $6 341,20 $756 699,80
136 $756 699,80 $3 783,50 $567,52 $6 341,20 $753 574,56
137 $753 574,56 $3 767,86 $565,19 $6 341,20 $750 436,04
138 $750 436,04 $3 752,17 $562,83 $6 341,20 $747 284,18
139 $747 284,18 $3 736,42 $560,47 $6 341,20 $744 118,92
140 $744 118,92 $3 720,59 $558,09 $6 341,20 $740 940,21
141 $740 940,21 $3 704,69 $555,71 $6 341,20 $737 747,99
142 $737 747,99 $3 688,73 $553,32 $6 341,20 $734 542,20
143 $734 542,20 $3 672,71 $550,90 $6 341,20 $731 322,79
144 $731 322,79 $3 656,61 $548,50 $6 341,20 $728 089,69
145 $728 089,69 $3 640,44 $546,07 $6 341,20 $724 842,86
146 $724 842,86 $3 624,21 $543,63 $6 468,03 $721 455,40
147 $721 455,40 $3 607,28 $541,10 $6 468,03 $718 053,55
148 $718 053,55 $3 590,26 $538,54 $6 468,03 $714 637,23
149 $714 637,23 $3 573,19 $535,98 $6 468,03 $711 206,41
150 $711 206,41 $3 556,03 $533,40 $6 468,03 $707 761,00
151 $707 761,00 $3 538,80 $530,83 $6 468,03 $704 300,94
152 $704 300,94 $3 521,50 $528,23 $6 468,03 $700 826,18
153 $700 826,18 $3 504,13 $525,62 $6 468,03 $697 336,66
154 $697 336,66 $3 486,67 $523,00 $6 468,03 $693 832,30
155 $693 832,30 $3 469,15 $520,37 $6 468,03 $690 313,04
156 $690 313,04 $3 451,57 $517,74 $6 468,03 $686 778,84
157 $686 778,84 $3 433,88 $515,09 $6 468,03 $683 229,61
158 $683 229,61 $3 416,15 $512,42 $6 597,39 $679 535,93
159 $679 535,93 $3 397,67 $509,66 $6 597,39 $675 826,56
160 $675 826,56 $3 379,13 $506,87 $6 597,39 $672 101,42
161 $672 101,42 $3 360,51 $504,07 $6 597,39 $668 360,46
162 $668 360,46 $3 341,80 $501,26 $6 597,39 $664 603,60
163 $664 603,60 $3 323,01 $498,45 $6 597,39 $660 830,76
164 $660 830,76 $3 304,15 $495,62 $6 597,39 $657 041,89
165 $657 041,89 $3 285,21 $492,79 $6 597,39 $653 236,92
166 $653 236,92 $3 266,17 $489,93 $6 597,39 $649 415,77
167 $649 415,77 $3 247,07 $487,06 $6 597,39 $645 578,39
168 $645 578,39 $3 227,88 $484,18 $6 597,39 $641 724,69
169 $641 724,69 $3 208,61 $481,30 $6 597,39 $637 854,62
170 $637 854,62 $3 189,26 $478,39 $6 729,34 $633 836,15
171 $633 836,15 $3 169,17 $475,37 $6 729,34 $629 800,61
172 $629 800,61 $3 149,00 $472,35 $6 729,34 $625 747,91
173 $625 747,91 $3 128,73 $469,31 $6 729,34 $621 677,99
174 $621 677,99 $3 108,38 $466,25 $6 729,34 $617 590,78
175 $617 590,78 $3 087,94 $463,19 $6 729,34 $613 486,19
176 $613 486,19 $3 067,42 $460,12 $6 729,34 $609 364,16
177 $609 364,16 $3 046,82 $457,02 $6 729,34 $605 224,61
178 $605 224,61 $3 026,11 $453,92 $6 729,34 $601 067,46
179 $601 067,46 $3 005,34 $450,81 $6 729,34 $596 892,65
180 $596 892,65 $2 984,46 $447,67 $6 729,34 $592 700,10
181 $592 700,10 $2 963,50 $444,52 $6 729,34 $588 489,73
182 $588 489,73 $2 942,44 $441,37 $6 863,92 $584 126,88
183 $584 126,88 $2 920,63 $438,10 $6 863,92 $579 745,48
184 $579 745,48 $2 898,73 $434,81 $6 863,92 $575 345,47
185 $575 345,47 $2 876,73 $431,50 $6 863,92 $570 926,77
186 $570 926,77 $2 854,63 $428,19 $6 863,92 $566 489,27
187 $566 489,27 $2 832,44 $424,87 $6 863,92 $562 032,92
188 $562 032,92 $2 810,15 $421,52 $6 863,92 $557 557,62
189 $557 557,62 $2 787,78 $418,17 $6 863,92 $553 063,31
190 $553 063,31 $2 765,32 $414,80 $6 863,92 $548 549,90
191 $548 549,90 $2 742,75 $411,42 $6 863,92 $544 017,30
192 $544 017,30 $2 720,09 $408,01 $6 863,92 $539 465,45
193 $539 465,45 $2 697,32 $404,60 $6 863,92 $534 894,25
194 $534 894,25 $2 674,46 $401,18 $7 001,20 $530 166,33
195 $530 166,33 $2 650,82 $397,62 $7 001,20 $525 418,32
196 $525 418,32 $2 627,09 $394,06 $7 001,20 $520 650,14
197 $520 650,14 $2 603,25 $390,49 $7 001,20 $515 861,69
198 $515 861,69 $2 579,30 $386,89 $7 001,20 $511 052,89
199 $511 052,89 $2 555,26 $383,29 $7 001,20 $506 223,65
200 $506 223,65 $2 531,11 $379,67 $7 001,20 $501 373,90
201 $501 373,90 $2 506,86 $376,04 $7 001,20 $496 503,52
202 $496 503,52 $2 482,51 $372,37 $7 001,20 $491 612,45
203 $491 612,45 $2 458,05 $368,70 $7 001,20 $486 700,60
204 $486 700,60 $2 433,50 $365,02 $7 001,20 $481 767,86
205 $481 767,86 $2 408,84 $361,32 $7 001,20 $476 814,16
206 $476 814,16 $2 384,07 $357,62 $7 141,23 $471 699,38
207 $471 699,38 $2 358,50 $353,77 $7 141,23 $466 562,87
208 $466 562,87 $2 332,80 $349,93 $7 141,23 $461 404,52
209 $461 404,52 $2 307,01 $346,06 $7 141,23 $456 224,25
210 $456 224,25 $2 281,11 $342,17 $7 141,23 $451 021,97
211 $451 021,97 $2 255,11 $338,26 $7 141,23 $445 797,57
212 $445 797,57 $2 228,98 $334,35 $7 141,23 $440 550,98
213 $440 550,98 $2 202,75 $330,42 $7 141,23 $435 282,08
214 $435 282,08 $2 176,40 $326,47 $7 141,23 $429 990,79
215 $429 990,79 $2 149,94 $322,50 $7 141,23 $424 677,01
216 $424 677,01 $2 123,38 $318,50 $7 141,23 $419 340,66
217 $419 340,66 $2 096,69 $314,50 $7 141,23 $413 981,62
218 $413 981,62 $2 069,90 $310,49 $7 284,05 $408 456,98
219 $408 456,98 $2 042,27 $306,35 $7 284,05 $402 908,86
220 $402 908,86 $2 014,53 $302,18 $7 284,05 $397 337,15
221 $397 337,15 $1 986,69 $298,00 $7 284,05 $391 741,77
222 $391 741,77 $1 958,71 $293,81 $7 284,05 $386 122,62
223 $386 122,62 $1 930,60 $289,60 $7 284,05 $380 479,57
224 $380 479,57 $1 902,40 $285,36 $7 284,05 $374 812,56
225 $374 812,56 $1 874,05 $281,11 $7 284,05 $369 121,45
226 $369 121,45 $1 845,60 $276,85 $7 284,05 $363 406,15
227 $363 406,15 $1 817,02 $272,56 $7 284,05 $357 666,57
228 $357 666,57 $1 788,32 $268,25 $7 284,05 $351 902,59
229 $351 902,59 $1 759,50 $263,93 $7 284,05 $346 114,12
230 $346 114,12 $1 730,56 $259,58 $7 429,73 $340 155,36
231 $340 155,36 $1 700,77 $255,12 $7 429,73 $334 171,28
232 $334 171,28 $1 670,85 $250,62 $7 429,73 $328 161,78
233 $328 161,78 $1 640,80 $246,12 $7 429,73 $322 126,72
234 $322 126,72 $1 610,63 $241,59 $7 429,73 $316 066,01
235 $316 066,01 $1 580,32 $237,05 $7 429,73 $309 979,56
236 $309 979,56 $1 549,90 $232,49 $7 429,73 $303 867,23
237 $303 867,23 $1 519,33 $227,90 $7 429,73 $297 728,92
238 $297 728,92 $1 488,64 $223,30 $7 429,73 $291 564,52
239 $291 564,52 $1 457,81 $218,68 $7 429,73 $285 373,93
240 $285 373,93 $1 426,86 $214,03 $7 429,73 $279 157,02
241 $279 157,02 $1 395,78 $209,37 $7 429,73 $272 913,70
242 $272 913,70 $1 364,56 $204,68 $7 578,33 $266 495,25
243 $266 495,25 $1 332,48 $199,87 $7 578,33 $260 049,52
244 $260 049,52 $1 300,25 $195,03 $7 578,33 $253 576,40
245 $253 576,40 $1 267,88 $190,18 $7 578,33 $247 075,76
246 $247 075,76 $1 235,38 $185,31 $7 578,33 $240 547,49
247 $240 547,49 $1 202,74 $180,41 $7 578,33 $233 991,48
248 $233 991,48 $1 169,96 $175,50 $7 578,33 $227 407,61
249 $227 407,61 $1 137,03 $170,56 $7 578,33 $220 795,76
250 $220 795,76 $1 103,98 $165,59 $7 578,33 $214 155,81
251 $214 155,81 $1 070,77 $160,62 $7 578,33 $207 487,64
252 $207 487,64 $1 037,44 $155,62 $7 578,33 $200 791,12
253 $200 791,12 $1 003,96 $150,59 $7 578,33 $194 066,15
254 $194 066,15 $970,33 $145,55 $7 729,89 $187 161,03
255 $187 161,03 $935,80 $140,37 $7 729,89 $180 226,57
256 $180 226,57 $901,12 $135,16 $7 729,89 $173 262,63
257 $173 262,63 $866,30 $129,94 $7 729,89 $166 269,09
258 $166 269,09 $831,35 $124,70 $7 729,89 $159 245,83
259 $159 245,83 $796,23 $119,43 $7 729,89 $152 192,72
260 $152 192,72 $760,96 $114,15 $7 729,89 $145 109,63
261 $145 109,63 $725,54 $108,84 $7 729,89 $137 996,45
262 $137 996,45 $689,98 $103,50 $7 729,89 $130 853,03
263 $130 853,03 $654,26 $98,15 $7 729,89 $123 679,25
264 $123 679,25 $618,39 $92,76 $7 729,89 $116 474,99
265 $116 474,99 $582,37 $87,35 $7 729,89 $109 240,10
266 $109 240,10 $546,20 $81,93 $7 884,49 $101 819,88
267 $101 819,88 $509,10 $76,37 $7 884,49 $94 368,11
268 $94 368,11 $471,83 $70,78 $7 884,49 $86 884,67
269 $86 884,67 $434,42 $65,17 $7 884,49 $79 369,43
270 $79 369,43 $396,85 $59,53 $7 884,49 $71 822,25
271 $71 822,25 $359,11 $53,86 $7 884,49 $64 242,99
272 $64 242,99 $321,20 $48,18 $7 884,49 $56 631,52
273 $56 631,52 $283,16 $42,47 $7 884,49 $48 987,70
274 $48 987,70 $244,93 $36,75 $7 884,49 $41 311,40
275 $41 311,40 $206,56 $30,98 $7 884,49 $33 602,47
276 $33 602,47 $168,00 $25,21 $7 884,49 $25 860,77
277 $25 860,77 $129,30 $19,39 $7 884,49 $18 086,18
278 $18 086,18 $90,43 $13,57 $8 042,18 $10 120,85
279 $10 120,85 $50,60 $7,58 $2 121,67 $2 121,67
↓ Expand the schedule ↓

Consider alternative scenarios

Higher monthly withdrawals

Initial amount of $1 000 000,00 with 6% interest rate will allow you to live on:

  • $5 500,00 per month for 20 years 3 months

  • $6 000,00 per month for 18 years

Monthly withdrawal Duration
$5 500,00 20 years 3 months
$6 000,00 18 years

Lower monthly withdrawals

Initial amount of $1 000 000,00 with 6% interest rate will allow you to live on:

  • $4 500,00 per month for 27 years 3 months

  • $4 000,00 per month for 33 years 2 months

Monthly withdrawal Duration
$4 500,00 27 years 3 months
$4 000,00 33 years 2 months


Different interest rate

Check how different interest rate will impact total return from $1 000 000,00

  • 4.8% ensures stable withdrawals for 20 years 3 months

  • 6% ensures stable withdrawals for 23 years 3 months

  • 7.2% ensures stable withdrawals for 27 years 10 months

Interest rate Monthly withdrawal Duration
4.8% $5 000,00 20 years 3 months
6% $5 000,00 23 years 3 months
7.2% $5 000,00 27 years 10 months

Higher initial savings

With higher initial amount you will be able to withdraw $5 000,00 for much longer:

  • $1 100 000,00 will last for 26 years 10 months

  • $1 200 000,00 will last for 30 years 11 months

  • $1 300 000,00 will last for 35 years 7 months

Initial savings Monthly withdrawal Duration
$1 100 000,00 $5 000,00 26 years 10 months
$1 200 000,00 $5 000,00 30 years 11 months
$1 300 000,00 $5 000,00 35 years 7 months
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